Fidelity Personal Investing at a glance
Fidelity Personal Investing is Fidelity International's UK investment platform, offering funds, shares, ETFs and investment trusts in ISAs, SIPPs and general investment accounts.
Fidelity Personal Investing has not disclosed a founding year and a head office in Tadworth, Surrey, United Kingdom. It lists 1 regulator and 2 trading platforms.
BrokerBazaar verdict
Large UK investment platform for long-term, tax-wrapped investing.
Legal entities, regulation and licences
Fidelity Personal Investing operates through 2 legal entities, each supervised separately. Your account is with one specific entity, so the protections you receive depend on which one onboards you, not on the group's strongest licence. Overall, the group is supervised by at least one strict-tier regulator.
Licence check: Not independently checked. This broker has submitted its details. BrokerBazaar has not yet independently checked them. A company registration or general business licence is not permission to offer regulated brokerage services; only the register entries linked in the table count.
Countries accepted and restricted
Fidelity Personal Investing states that it accepts clients from United Kingdom. Availability is decided per entity and can change without notice; residents of jurisdictions such as the USA, and often the EU and UK, are frequently excluded from offshore entities.
Trading products, platforms and account types
Instruments: Funds, Shares, ETFs, Investment Trusts. Platforms: fidelity.co.uk, Fidelity app. Account types: Stocks and Shares ISA, SIPP, Investment Account, Junior ISA.
Best-for tags assigned by our team: Long-Term Investors, Beginners, Wealth Management.
Minimum deposit, spreads, commissions and other charges
The minimum deposit is £1,000 lump sum or £25 per month. Spreads start from N/A — investment platform and commission is Not supplied. Maximum leverage is Not applicable, subject to the cap of the entity that holds your account.
Swap-free / Islamic account: not specified. Swap type: not specified. Headline spreads are usually quoted for the most expensive account tier's cheapest instrument; compare total cost for your typical trade.
Deposits and withdrawals
Deposit methods: Not supplied. Withdrawal methods: Not supplied.
Withdrawal speed and fees are set by the entity and payment provider. Withdrawal delays are the most common complaint category on BrokerBazaar across all brokers; keep identity documents current and withdraw to the same method you deposited with where required by anti-money-laundering rules.
Execution model, negative balance protection and client money
Negative balance protection: Not specified. Scalping allowed: Not specified. Algorithmic trading allowed: Not specified. News trading allowed: Not specified. Hedging: not specified.
Client-money rules follow the regulator of the entity that holds your account: FCA: Segregated in ring-fenced client accounts under the CASS rules. Compensation: FSCS — up to £85,000 per client.
Complaints and dispute process
Fidelity Personal Investing has not published a complaints procedure to BrokerBazaar. Regulated entities must operate one; ask support for the formal complaints address.
If the broker does not resolve a complaint, escalate to the ombudsman or regulator of the entity that holds your account. BrokerBazaar's Dispute Support Desk can help you document and escalate a case.
Strengths and limitations
- Strength: FCA-authorised (FRN 122169 and 121939)
- Strength: Part of Fidelity International
- Strength: ISA, SIPP and Junior ISA wrappers
- Limitation: No individual bonds
- Limitation: Fee schedule not supplied to BrokerBazaar
- Limitation: Licence status not yet independently checked against the FCA register by BrokerBazaar
Who this broker suits, and who it does not
Fidelity Personal Investing is most relevant to traders looking for: Long-Term Investors, Beginners, Wealth Management.
It is less suitable for anyone who needs a strict-tier regulator in their own country of residence but would be onboarded by an offshore entity, for residents of restricted jurisdictions, and for beginners who have not yet understood leverage and margin. Nothing on this page is personal financial advice.
Fidelity Personal Investing change history
Every published fact change, with the previous value and the date it took effect. Each entry says whether the broker made the change itself or our editors checked it against an official source. Regulation and licence claims are always checked by an editor.
No fact changes recorded for Fidelity Personal Investing yet. Changes appear here as soon as the broker updates its profile or our editors confirm a change.
Frequently asked questions about Fidelity Personal Investing
Data sources. Broker submission, the regulator registers linked above, fidelity.co.uk legal and account-opening pages, web-archive and domain records, and third-party traffic data. Last register check 2026-09-28. External ratings: Trustpilot 4.7/5; WikiFX N/A/10; Forex Peace Army N/A/5; Google Play Store 4/5; Apple App Store N/A/N/A.
Commercial disclosure. BrokerBazaar is independent and not owned by any broker. We have no commercial relationship with Fidelity Personal Investing. How we make money. Trading leveraged products carries a high risk of loss.