Wio Invest at a glance
Wio Invest is the investing arm of Abu Dhabi digital bank group Wio, operated by Wio Securities LLC under UAE Securities and Commodities Authority licence 20200000072. It offers UAE and US shares, ETFs, fractional shares and managed portfolios through a mobile app.
Wio Invest reports a founding year of 2022 and a head office in Abu Dhabi, United Arab Emirates. It lists 1 regulator and 1 trading platform.
BrokerBazaar verdict
Wio Invest is a UAE-regulated digital investment platform offering access to international and UAE securities, portfolio management and additional investment products. Its regulatory framework is established through Wio Securities LLC, although investors should distinguish the securities services from Wio's separate banking operations and assess the risks associated with individual products
Legal entities, regulation and licences
Wio Invest operates through 2 legal entities, each supervised separately. Your account is with one specific entity, so the protections you receive depend on which one onboards you, not on the group's strongest licence. Overall, the group is supervised by moderate-tier regulators only.
Licence check: Not independently checked. BrokerBazaar is currently reviewing this broker's information against public records. A company registration or general business licence is not permission to offer regulated brokerage services; only the register entries linked in the table count.
Countries accepted and restricted
Wio Invest states that it accepts clients from United Arab Emirates. Availability is decided per entity and can change without notice; residents of jurisdictions such as the USA, and often the EU and UK, are frequently excluded from offshore entities.
Trading products, platforms and account types
Instruments: Shares, ETFs, Fractional Shares, Managed Portfolios. Platforms: Wio Personal mobile app. Account types: Investment Account.
Best-for tags assigned by our team: Mobile-First, Beginners, Fractional Shares.
Minimum deposit, spreads, commissions and other charges
The minimum deposit is USD 1. Spreads start from N/A and commission is UAE ADX: 0.15% (15 bps); DFM:…. Maximum leverage is N/A, subject to the cap of the entity that holds your account.
Swap-free / Islamic account: not specified. Swap type: not specified. Headline spreads are usually quoted for the most expensive account tier's cheapest instrument; compare total cost for your typical trade.
Deposits and withdrawals
Deposit methods: Bank Transfer. Withdrawal methods: Bank Transfer.
Withdrawal speed and fees are set by the entity and payment provider. Withdrawal delays are the most common complaint category on BrokerBazaar across all brokers; keep identity documents current and withdraw to the same method you deposited with where required by anti-money-laundering rules.
Execution model, negative balance protection and client money
Negative balance protection: Not specified. Scalping allowed: Not specified. Algorithmic trading allowed: Not specified. News trading allowed: Not specified. Hedging: not specified.
Client-money rules follow the regulator of the entity that holds your account: CMA: Segregation of client funds required. Compensation: No central compensation scheme.
Complaints and dispute process
Formal complaints: care@wio.io. Phone: NOT VERIFIED. Customers can raise complaints by following the complaint procedure provided in Wio Securities LLC's Key Facts Statement. Wio Securities states that complaints can be raised if customers are dissatisfied with its services.
If the broker does not resolve a complaint, escalate to the ombudsman or regulator of the entity that holds your account. BrokerBazaar's Dispute Support Desk can help you document and escalate a case.
Strengths and limitations
- Strength: Listed in the SCA 2024 annual report under Category 2 dealing in investment
- Strength: Mobile-first account opening designed for UAE residents
- Strength: Access to both UAE-listed and US-listed shares
- Strength: Fractional shares lower the entry cost for expensive stocks
- Strength: Backed by an Abu Dhabi banking group
- Limitation: UAE market trades are executed through a separate exchange trading member rather than directly
- Limitation: Wio Securities LLC is a distinct entity from Wio Bank PJSC, so protections differ
- Limitation: Licence number formatting varies between published documents
- Limitation: The SCA public register could not be read directly to confirm current status
- Limitation: No margin or leveraged trading on the retail product
Who this broker suits, and who it does not
Wio Invest is most relevant to traders looking for: Mobile-First, Beginners, Fractional Shares.
It is less suitable for anyone who needs a strict-tier regulator in their own country of residence, for residents of restricted jurisdictions, and for beginners who have not yet understood leverage and margin. Nothing on this page is personal financial advice.
Wio Invest change history
Every published fact change, with the previous value and the date it took effect. Each entry says whether the broker made the change itself or our editors checked it against an official source. Regulation and licence claims are always checked by an editor.
No fact changes recorded for Wio Invest yet. Changes appear here as soon as the broker updates its profile or our editors confirm a change.
Frequently asked questions about Wio Invest
Data sources. Broker submission, the regulator registers linked above, Wio Securities LLC listed in the SCA 2024 annual report under Category 2 dealing in investment; licence number taken from the firm's own published important-information disclosure, web-archive and domain records, and third-party traffic data. Last register check 2026-09-15. External ratings: Trustpilot 1.7/5; WikiFX N/A/N/A; BrokerChooser N/A/N/A; Apple App Store 4.7/5; Google Play Store 4.3/5.
Commercial disclosure. BrokerBazaar is independent and not owned by any broker. We have no commercial relationship with Wio Invest. How we make money. Trading leveraged products carries a high risk of loss.